Carmel Homes under $400,000

Carmel Homes under $400,000

Welcome to Carmel, Indiana – a vibrant city that beautifully blends suburban charm with urban sophistication. Nestled in Hamilton County, Carmel is known for its picturesque neighborhoods, top-notch schools, and a thriving arts scene. With its well-planned parks, scenic trails, and a bustling downtown filled with shops and restaurants, Carmel offers a delightful lifestyle that appeals to families, young professionals, and retirees alike.

One of the most attractive features of Carmel is its commitment to community and quality of life. The city boasts award-winning schools, making it an ideal location for families seeking an enriching environment for their children. The local government’s dedication to maintaining green spaces and promoting outdoor activities ensures that residents can enjoy a healthy and active lifestyle year-round.

For those looking to invest in their dream home, Carmel offers an impressive selection of properties under $400,000. Whether you’re searching for a cozy single-family home or a modern townhouse, there are plenty of options to suit your needs and budget. With its diverse real estate market, you’ll find homes that feature spacious layouts, contemporary finishes, and beautiful yards – perfect for entertaining or relaxing with family.

Carmel’s strong sense of community, exceptional amenities, and affordable housing options make it an ideal place to call home. Experience the warmth and charm of Carmel, where you can enjoy a high quality of life without breaking the bank. Discover your perfect home in this enchanting city today!

Newest Carmel Homes under $400,000

2121 Grenville Street, Carmel
$235,000
2 Beds ⋅ 1 Baths
Life in the Village has a certain rhythm. Morning coffee down the street. An evening walk around the ponds. Dinner close enough to leave the car at home. And tucked into the middle of it all, a beautifully updated two-bedroom residence designed for effortless living. Set within the Village of WestClay, 2121 Grenville Street Unit 2D offers more than 1,100 square feet of thoughtfully designed living space with the added convenience of a private one-car garage with interior access. Inside, the home feels bright, fresh and move-in ready, with new windows, new carpet and fresh paint throughout. The kitchen features granite countertops and stainless steel appliances, creating a clean, timeless space that flows easily into the main living area. Both bedrooms are generously sized, including a primary bedroom with a walk-in closet. The spacious full bath features dual vanities, granite countertops and a soaking tub with shower, while in-unit laundry adds another layer of everyday convenience. Beyond the residence, the Village of WestClay becomes an extension of home. Restaurants, coffee shops, fitness options, parks, playgrounds, ponds and neighborhood gathering spaces are all woven throughout the community. Residents also enjoy access to pools, tennis courts, walking and biking trails, green spaces and a calendar of community events that make the Village one of Carmel's most distinctive places to live. Low-maintenance living, thoughtful updates and one of the best lifestyle-driven locations in Carmel-all in the heart of the Village of WestClay.

2121 Grenville Street, Carmel

Listing courtesy of Brooks Rothschild. The Agency Indy
451 American Way N, Carmel
$389,000
2 Beds ⋅ 2 Baths
Enjoy the best of Carmel in this move-in-ready, 2-bedroom, 2-full-bath condo! This quiet, desirable third-floor end unit offers elevator access, beautiful views from your private balcony, and an unbeatable walkable location. Stroll to the Palladium, Farmers Market, Christkindlmarket, Monon Trail, and countless shops and restaurants, all in the heart of Carmel! Inside, you'll find a stylish kitchen with granite countertops, stainless steel appliances, and convenient pull-out drawers, plus hardwood floors, NEW carpet, and upgraded lighting. All appliances stay, including the washer, dryer, and water softener. Storage is plentiful, with a wall of closets in the primary bedroom and an additional walk-in closet off the primary bath. Enjoy the convenience of two assigned spaces in the underground parking garage, plus your own storage area. With comfortable one-level living, great amenities, and Carmel's best destinations just steps away, this condo makes it easy to love where you live!

451 American Way N, Carmel

Listing courtesy of Christy Cutsinger. F.C. Tucker Company
581 W Hunters Drive, Carmel
$184,900
2 Beds ⋅ 1 Baths
Nestled among mature trees and beautifully maintained grounds in Carmel's established Hunters Glen community, this spacious two-bedroom condominium offers 1,156 square feet of comfortable living space and a versatile floor plan. The generous living room provides plenty of space to relax and entertain, while the separate formal dining room offers a dedicated setting for everyday meals and gatherings. The kitchen features ample cabinetry and an adjoining breakfast area. The spacious primary bedroom includes a walk-in closet, while the second bedroom features a cozy fireplace and flexibility for guests, a home office, or additional living space. Step outside to the private covered balcony and enjoy views of the surrounding greenery. Residents of Hunters Glen enjoy access to a community swimming pool, clubhouse, landscaped grounds, and covered carport parking. Conveniently located near Carmel City Center, the Arts & Design District, shopping, dining, and entertainment, this condominium offers an appealing combination of space, convenience, and community amenities.

581 W Hunters Drive, Carmel

Listing courtesy of Blake Miller. F.C. Tucker Company
124 Sherman Drive, Carmel
$399,900
3 Beds ⋅ 2 Baths
Welcome to 124 Sherman DR in CARMEL, IN, a delightful 1959 single-family brick residence spanning 1329 SF with an additional 16x13 sunroom, ready to charm its next owners. This 3 bedroom, 1.5 bath ranch-style abode is more than just a house; it's a playful invitation to a life well-lived with its incredible location within walking distance to the Monon Trail and the entire Arts and Design District with close access to 465/US31. Step into the heart of the home, where the updated kitchen awaits your culinary adventures. This space is perfect for whipping up everything from gourmet meals to midnight snacks. When it's time to unwind, the newly updated bathroom offers a refreshing escape with its convenient walk-in shower, ready to wash away the day's worries. Beyond the walls, discover your very own private yard, a .27 acre expanse of outdoor fun. Imagine cozy evenings gathered around the fire pit, or in the hot tub, lively barbecues on the patio, or simply relaxing with a good book. An attached garage provides convenience and extra storage for all your toys and tools. Don't miss your chance to experience effortless living offered at 124 Sherman DR - schedule your showing today!

124 Sherman Drive, Carmel

Listing courtesy of Angela Roe. The Wyman Group
12913 Currier Street, Carmel
$395,000
2 Beds ⋅ 3 Baths
Live the Village of WestClay lifestyle in this all-brick brownstone townhome in the heart of one of Carmel's most sought-after communities. Stroll to neighborhood parks, restaurants, the brewery and shopping, and enjoy incredible amenities including three pools, fitness centers, tennis and pickleball courts and miles of walking trails. Beautifully maintained, this home features quality finishes and thoughtful details throughout. The main floor offers a light-filled office or flex room with new hardwood floors, additional storage and a rough-in for a future bath, along with access to the attached two-car garage. The living level is light, bright and open, showcasing hardwood floors laid on the diagonal and beautiful crown molding. The spacious great room easily flexes as a formal dining space, while the open kitchen boasts a center island, gas cooktop, newer wall oven, under-cabinet lighting and access to a private balcony. The adjoining family room offers a cozy gas fireplace and built-in speakers, creating a welcoming space for everyday living and entertaining. Upstairs are two generous primary suites, each with soaring cathedral ceilings, private baths and impressive walk-in closets, ideal for guests or multigenerational living. Recent improvements include HVAC and water heater (2023), newer kitchen appliances, Kinetico water system (2023), garage door opener (2024), plus a water softener and washer/dryer, all included. Timeless architecture, low-maintenance living and an exceptional walkable location make this a wonderful opportunity to enjoy everything the Village of WestClay has to offer!

12913 Currier Street, Carmel

Listing courtesy of Stephen Clark. Compass Indiana, LLC
11802 Prairie Place, Carmel
$350,000
3 Beds ⋅ 2 Baths
Set along a quiet, tree-lined street in Carmel's established Northwood Hills neighborhood, this charming ranch offers a rare sense of space and privacy on a beautiful .75-acre lot. Mature trees surround the property, creating a peaceful setting that feels tucked away while still being close to the restaurants, shopping, parks and everyday conveniences that make Carmel such a sought-after place to call home. Inside, natural light fills the home, with large windows overlooking the expansive backyard and bringing the surrounding landscape into view. The updated kitchen and refreshed baths offer a fresh, modern feel, while the inviting living spaces maintain the warmth and character that make the home comfortable from the moment you arrive. The ranch-style layout provides an easy flow for everyday living, with plenty of room to gather, relax and make the space your own. The backyard is where the property truly shines. Fully fenced and framed by mature trees, it offers an uncommon amount of room for a Carmel home, with space for gardening, play, outdoor dinners or quiet afternoons under the canopy. The patio creates an inviting spot for morning coffee, weekend gatherings and long summer evenings spent outside. There is an ease to everyday life here. A morning walk through the neighborhood, afternoons at nearby parks, dinner in Carmel or a quiet evening at home all feel equally natural. With highly regarded Carmel schools, local amenities and major roadways nearby, the location makes it easy to enjoy the community while maintaining a sense of retreat at home. Just minutes from I-465 and with convenient access to Indianapolis, Northwood Hills offers a desirable balance of established neighborhood charm and connectivity. For those looking for a Carmel home with a generous lot, mature landscaping and room to enjoy the outdoors, this inviting ranch offers a setting that feels both connected and comfortably removed.

11802 Prairie Place, Carmel

Listing courtesy of Colleen Hungerford. The Agency Indy
2121 Grenville Street, Carmel
$199,990
1 Beds ⋅ 1 Baths
Welcome to 2121 Grenville Street 1B! This beautiful ground floor, one bedroom, one bathroom condo offers a quiet setting and easy living in the highly sought after Village of WestClay. As the only condo unit located in the hallway, this home has a more secluded feel along with direct indoor access to a one car garage just steps from your door. No need to go outside to access your garage, making getting to your car even more convenient. The kitchen features stainless steel appliances and granite countertops, with matching granite in the bathroom for a cohesive finish. A washer and dryer are included, and the charming Juliet balcony overlooking Grenville Street brings in plenty of natural light and fresh air. Living in the Village of WestClay means having an incredible array of amenities right outside your door. Enjoy 3 pools, 3 fitness centers, tennis courts, pickle ball, restaurants, shops, seasonal concerts and community events throughout the year. With more than 171 acres of green space, playgrounds, ponds, fountains and over 10 miles of walking, biking and jogging paths, there is always something to explore. This is a great opportunity for low maintenance living in one of Carmel's most desirable communities.

2121 Grenville Street, Carmel

Listing courtesy of Dawn Pollard. eXp Realty, LLC
14551 Dublin Drive, Carmel
$349,900
4 Beds ⋅ 3 Baths
Seller offering a $5,000 appliance credit! Warm and cozy 4 bedroom, 2.5 bath home in a convenient Carmel location near Clay Terrace, shopping, dining, and the movie theater, with the Monon Trail just moments away. The main level includes a spacious living room, formal dining room, and beautiful kitchen with granite countertops. A family room with a fireplace and a large deck off the breakfast nook offer space to relax or gather. Upstairs, four generously sized bedrooms include a primary suite with a vaulted ceiling, spacious en suite bath, and walk in closet. The upper level laundry room adds convenience, with the washer and dryer included. Enjoy comfortable living spaces and easy access to everything Carmel has to offer!

14551 Dublin Drive, Carmel

Listing courtesy of Hadeel Said. Highgarden Real Estate
1057 Timber Creek Drive, Carmel
$220,000
2 Beds ⋅ 2 Baths
Rare Main-Level/Lower-Level Condo available with Pond Views, 1 Car Garage, & assigned parking spot right in front of the building! Enjoy easy, one-level living in this desirable 2-bedroom, 2-bath condo at Timber Creek. Inside, the layout features crown molding throughout, a comfortable living area, and a sunroom overlooking the peaceful pond, an ideal spot for morning coffee or relaxing at the end of the day. The galley-style kitchen offers ample cabinetry and adjacent dining area, with convenient access to the laundry room. The primary bedroom includes a walk-in closet and private bath. Low Maintenance living located in a convenient Carmel location close to Midtown, shopping, dining, parks, and schools.

1057 Timber Creek Drive, Carmel

Listing courtesy of Jamie Woodruff. F.C. Tucker Company
10205 N College Avenue, Carmel
$299,900
3 Beds ⋅ 2 Baths
Excellent opportunity to purchase a home in Carmel School system! All stone ranch with fully fenced back yard. Original Hardwoods. Spacious Family Room. Separate Living Room. Kitchen opens to Dining Area. 2 car attached Garage. Home is in close proximity to Carmel's Central Park and the Monon Trail. Easy access to 31 to get to downtown Indy, the airport or to areas North.

10205 N College Avenue, Carmel

Listing courtesy of Shelly Walters-Cifelli. F.C. Tucker Company
2121 Grenville Street, Carmel
$225,000
2 Beds ⋅ 2 Baths
Discover an exceptional living experience at 2121 Grenville ST Unit 3A, a 1,126 square foot condominium in CARMEL, IN, built in 2002. This attractive property is in great condition, offering a thoughtfully designed space for modern living. The heart of this home is its open-plan kitchen, seamlessly connecting with the living room. It features sleek stainless steel appliances and elegant stone counters, complemented by a practical peninsula that enhances both functionality and social interaction. This single-story residence offers two comfortable bedrooms, providing private retreats. A full bathroom and an additional half bathroom cater to both residents and guests, ensuring convenience and comfort. This condominium presents a remarkable opportunity to embrace a vibrant lifestyle in a desirable location.

2121 Grenville Street, Carmel

Listing courtesy of Garrett Lickliter. Lickliter Realty Services LLC
13111 Old Meridian Street, Carmel
$345,000
2 Beds ⋅ 2 Baths
Rare opportunity to own one of only eight condominiums at The Signature, Carmel's premier destination for living, dining, and retail at Old Meridian and Main. This 1,361 SF residence offers 2 bedrooms and 2 full baths with upgraded designer finishes throughout: quartz countertops, soft close cabinetry, stainless steel appliances, ceramic tile backsplash, luxury vinyl plank flooring, and 2 private balconies. Garage parking, keyless entry, a full size washer and dryer in the unit, and fast fiber internet complete the package. Resort style amenities include a sparkling pool with cabanas, a fitness center spanning more than 4,000 SF with a private hot yoga room, Peloton and Tonal studios, two golf simulators, a lighted pickleball court, bocce, an outdoor fitness courtyard, a community garden, and an outdoor living room with fireplace. Residents also enjoy a business center with 12 private focus rooms, a rentable event space with chef's kitchen, an automated package room, EV chargers, a pet spa, and a dog park where pups roam free of the leash. Downstairs, The Signature's own retail lineup puts daily life at your doorstep: Moontown Brewing Co. taproom, the iconic Stout's Shoes, and Indie Lux Atelier med spa, with the Monon Trail, Midtown, and the Arts and Design District minutes away. Walk to Main Street dining and shopping, or hop on Old Meridian to Clay Terrace and US 31. This is luxury living without the maintenance, in the heart of Carmel. Schedule your tour today!

13111 Old Meridian Street, Carmel

Listing courtesy of Terry Brown. CENTURY 21 Scheetz
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Listings courtesy of MIBOR Broker Listing Cooperative as distributed by MLS GRID.


Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.


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